Insurance Coverages Explained
- Trip Cancellation: Reimburses forfeited, non-refundable, unused payments or deposits for Trips that are canceled prior to the scheduled departure date.
- Trip Interuption: Reimburses forfeited, non-refundable, unused payments or deposits for Trips that are interrupted after the scheduled departure date.
- Trip Interuption - Return Air Only: Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions.
- Trip Delay: Reimburses up to a set limit per day/per person for reasonable additional expenses if the insured is delayed for more than 5 consecutive hours due to a covered reason.
- Missed Connection: Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for 3 or more hours to your point of departure.
- Baggage & Personal Effects: Can reimburse you if your baggage or personal effects are lost, stolen or damaged while on your Trip.
- Baggage Delay: If your Baggage is delayed more than 12 hours, you can be reimbursed for the purchase of Necessary Personal Effects.
- Accident Sickness Medical Expense*: Pays for necessary medical expenses due to Injury or Sickness incurred within one year of the date of the Injury or Sickness. Initial treatment must be received during Trip. Pays for emergency dental expenses during the trip due to injury to sound, natural teeth while on the trip. Covers medical and surgical treatment by a licensed physician; professional nursing, hospital, x-ray and ambulance services within one year of the Injury or Sickness provided initial treatment was received during the trip.
- Emergency Evacuation and Repatriation of Remains*: Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.
- This can exceed a cost of $100,000 if a private charter is used.
- Accidental Death & Dismemberment: Pays for loss of life or limb if it occurs within 365 days of an accident during your Trip.
- Cancel for Any Reason: Depending on the insurance company this will pay for expenses incurred for cancelling your trip for any reason prior to beginning your trip.
*** Coverages vary by the Insurance Company Provider. This listing is only representative of coverages and is for definition purposes only. Specific policy coverages and information will be provided at time of trip purchase.
